Aarvi Insurance

Critical Illness

There are a number of lifestyle-related diseases that are on the rise. Health issues such as cancer, stroke, kidney failure and cardiac diseases can be very expensive to deal with and manage longterm. This is precisely why critical illness insurance policies have been created. They can either be purchased as a rider or add-on with your regular health insurance plan or separately as their own plan. These policies offer cover for very specific issues and often provide claim pay outs as a single lump sum payment after the diagnosis of a critical illness.
What is covered
Pays a lump sum, up to the sum Insured on first diagnosis of any one of the following critical illness after a 30 or 15 days survival period from the date of the first diagnosis
*If pre-policy check-up would be conducted in our empanelled diagnostic centre, 50% of the standard medical tests charges would be reimbursed, subject to acceptance of proposal and policy issuance.

What is not covered

Waiting period of first 90 days will apply to all claims unless the insured person has been insured under this policy continuously and without any break in the previous policy year. 48 months waiting period for all
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